“General liability” insurance or “Commercial General Liability” offers financial protection for common accidents that may occur in the course of your business dealings. This is designed to cover bodily injury to non-employees [see workers compensation insurance for protection for your employees], property damage to others’ property, reputational harm to others, false advertising, and copyright infringement.
Many customers prefer to do business with those businesses that have general liability insurance, and customers may ask to see your “certificate of insurance” to make sure your business is well-protected. Also, many landlords require that their tenants purchase at least this type of insurance such that the landlord knows that the tenant’s insurance company is protecting the landlord’s interests. Call Don Gath Insurance Agency and we can help you make sure that you are protecting your business and meeting your insurance obligations to your landlords, customers, and others with whom you do business. But be sure to round out the protection for your business with professional liability coverage, commercial property coverage, and workers compensation insurance.