We encourage you to look at insurance as an investment in your future. While you may save money in the short term by having a lower premium, not having the proper insurance coverage when you have an accident could incur major financial damage. If you are liable for an accident and your current insurance policy’s limits do not cover all damages, you will pay out of pocket any monies owed the injured party. If you do not have the funds to pay for these damages, your assets may be at risk. Think long-term and be assured that you and your assets are safe.